Tulip Festival

I went to the Chilliwack Tulip Festival in early May of this year. I went on the last day and was honestly disappointed by the tulips. Future note to self: Don’t go in the final week.

The daffodils were nice, though. πŸ™‚

Update: June 2022

Hey everyone, 

It’s been a while since I last updated the blog. There are a few reasons for this. The first is because I bought the Switch OLED and have been obsessed with Animal Crossing ever since. I visited Minty’s island! 

When I first started Animal Crossing. Minty’s the one on the left.

The second reason for my lack of posting is that I got Covid. Fortunately, the rest of my family members never got it. I self-isolated in my room the entire time and had my meals delivered to my door. I’m grateful for my family’s support. I am also thankful for all the good wishes from everyone on Twitter. 

Although I recovered and tested negative a while back, I still cough every day. :/  

Flowers from my boyfriend.

The third reason is due to a new work schedule. I’ve more or less adjusted to this schedule so expect posts more regularly! However, I do feel tired more often now, and I’m not sure if it is because I had Covid. Does anyone else have a similar experience? 

Free From My Student Loans!

A little while ago, I tweeted that I paid off my student loans. I don’t know if this post will be useful to anyone, but here’s how I did it.

I have two university degrees (one was 4 years and the second was 2 years) and graduated with a debt of $31,827.00. My parents contributed a portion of it through RESP (Registered Education Savings Plan). Otherwise, my debt probably would have been around 50k.

Another thing worth mentioning is that I commuted four hours each school day (2 hours each way) because I live far from the university. I chose not to live on campus because I didn’t want to increase my debt.

I paid off almost 32k in 15 months.

Right before I entered the repayment period, I paid off $10,000 from my savings. I’ve worked part-time jobs since graduating grade 12. In my final year of university, I had three part-time jobs so I had saved up some money. I paid off 10k right off the bat because it would make interest payments a lot easier.

However, I wish that I had started to pay off my student loans when I was still a student. If I had started budgeting really early on, I probably have would have paid off a significant portion of my loans before my graduation date.

I graduated in 2020, back when COVID was still relatively new. After five months of making repayments, the Government of Canada canceled interest payments because of COVID. However, this is temporary so my goal was to finish paying my loans before interest payments returned. Instead of making the minimum payment of $250-350, I made bigger payments like $1000, 2000, or 3000 a month whenever I could.

The biggest thing that helped with repaying my loan was living with my parents. I still live with them. Rent is really expensive in Vancouver, and I have a good relationship with my family so there was just no big reason to move out.

Another thing that helped was that I was super, super serious about paying my student loan debt as soon as I could. It was probably my main focus and goal at the time. That being said, I made sure not to splurge. Well, it’s not in my personality to spend a lot of money in the first place. That’s just not who I am. However, knowing that I had debt made me feel even more so because I felt really poor. “The money in my bank account does not belong is me” is how I felt the entire time. I think that this attitude helped a lot.

My debt wasn’t too large, though I think the average student loan debt for a Bachelor’s degree is 30k. It was manageable, and I feel lucky that I can live with my family. Although living in a pandemic sucks, I didn’t have to pay interest for almost a year which was really beneficial to me.

Present day

Now that I am debt-free, I am planning to open a TFSA but that’s another story (Probably should have done this earlier, to be honest). What I want to say is that my spending habits haven’t changed at all. I record everything I spend in a notebook and calculate how much I spend every week and month. I prefer writing it out but Excel spreadsheets are probably more efficient, haha.

I don’t have a budget, and I don’t really limit myself from spending. I will buy a bubble tea if I want it. However, I just don’t spend that much money so I don’t really see a need to budget right now. If my spending over a certain period was higher than an amount I’m comfortable with, then yes I would absolutely budget. Keeping track of my spending is more about knowing how much I’m spending and where that money is going.

This was kind of a personal post but I don’t mind sharing. I think I’m pretty open in general so I hope that at least one person finds this helpful.

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Thanks to my boyfriend for the congratulatory gift.

Tomodachi Game: Season 1, Season 2, & Movie Thoughts

I binge-watched Tomodachi Game, also known as Friends Game. It’s a Japanese drama based on a manga. There is an upcoming anime adaptation, and I’m pretty excited about it.

Plot: High schooler Katagiri Yuichi is knocked unconscious and wakes up in a mysterious room with four of his friends and a creepy mascot. One of them has an enormous debt and has paid the participation fee to enter the Friends Game. If this group of friends wins the games, the person will go debt-free. However, if they lose, all of them will have to take on a portion of the debt.

Season 1 Thoughts:

I love Katagiri Yuichi. This drama has a really good-looking cast. The games are quite simple, like the games in Squid Game or the beginning of Kaiji. No one is physically harmed or dies, and a big theme is their friendship. Yuichi wants to trust his friends but finds it increasingly challenging to…

The show is as long as a movie. I thought that Season 1 ended so quickly that I had to watch Season 2 right away. At this point, I couldn’t form too many thoughts because there were still too many questions left unanswered.

Who has the debt? Who is/are the traitor(s)? What’s Katagiri Yuichi’s backstory?

Season 2 Thoughts:

Season 2 is a continuation of Season 1. It is another game. Again, it’s a simple children’s game with a twist. I liked this season more than the first because a lot of secrets are revealed. The tricks are clever. It was a little predictable but I didn’t figure out everything, so that’s a plus.

Movie Thoughts:

The movie is a continuation of Season 2. It’s another game. I liked this one the least, partially because the tricks didn’t seem as clever. The climax fell short.

I still want to learn more about Yuichi’s story; I thought this part was rushed. It’s understandable because this is a movie, but I hope that the anime explains it more.

There were a lot of twists in the movie. It felt a little messy.

The ending was soooo cliche. It hurt a little to watch. I understand that they want to leave the doors open for more seasons or movies, but really, that approach? There’s no way an outcome like that would happen in real life, and I don’t think I’m being jaded about it.

Final thoughts as a whole:

The concept isn’t exactly new. You are brought to a foreign location with other people and have to win games to pay off your debt. Think Kaiji, Squid Game, and Liar Game. However, this is exactly the sort of series I’m a sucker for, so I will take anything!! Thank you!

If you like this kind of show (similar series and games include Kakegurui, Zero Escape, Danganronpa, Bloody Monday, Kurosagi, and Classroom of the Elite), then I recommend this series for you. One thing that sets this series apart is that they aren’t playing against strangers, but playing with their best friends.

It’s entertaining, and the cast is great. There are so many twists and turns. It’s kind of like being on a roller coaster.

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I haven’t read the manga yet, but I plan to! Let me know if you have any recommendations for anything similar. πŸ™‚

I Won a Giveaway!

This post is long overdue, but I won a giveaway hosted by Crimson of A Nerdy Fujo Cries. I participated in #theJCS in December, which Crimson hosted.

I got to choose an item, so I chose The Scum Villain’s Self-Saving System Volume 1 (English). Here’s the letter I wrote to FujoSanta:

Here’s the book! Now I have the first volumes of all three MXTX series.

Thank you FujoSanta!!!

GUMI Megpoid Cosplay – Donut Hole

For those of you unfamiliar with this cosplay, it’s Gumi from her song, Donut Hole. See below:

Gumi is my favourite vocaloid. I’ve cosplayed as her twice before.

Click here to see the Difficult Love cosplay

Click here to see the Matryoshka cosplay

Festival of Lights @ Vandusen Park!

I went to the Festival of Lights at Vandusen Park in early December, back when the daily Covid case count wasn’t too bad. It’s a bit worrying how high the daily case count is now in British Columbia.

Some of the lights reminded me of fireflies!

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Canada Post Community Foundation Fireflies stamp (2021) to compare.